How Do You File For Bankruptcy In Indiana?
How you file for bankruptcy in Indiana requires you to have a good bankruptcy attorney. There are several things that need to be done in order to file a bankruptcy. First and foremost, it is not necessary to hire an attorney to file bankruptcy but it is highly recommended. Having said that, this is generally the process for filing bankruptcy with a lawyer:
- Meet with an attorney and sign an employment contract
- Provide the required information to your attorney so that your bankruptcy petition can be typed and prepared correctly
- Do not forget to list all of your creditors
- Pay the required attorney fees and filing fees to get the case filed
- Participate in a required pre-filing credit counseling session prior to the bankruptcy being filed and provide your attorney with a certificate of completion
- Review and sign your bankruptcy petition for filing (Note that your bankruptcy cannot be filed without your signatures)
- The Bankruptcy documents are electronically filed with the United States Bankruptcy Court and you are assigned a case number
- Immediately upon the case being filed, an automatic stay under Section 362 of the Bankruptcy Code goes into effect that prohibits your creditors from continuing to harass you or attempt to collect money from you
- Once the case is filed, you are assigned a Chapter 7 Trustee who is responsible for reviewing your bankruptcy documents and conducting your bankruptcy meeting of creditors to determine if there are assets to administer for your creditors
- You should stay current with all of the debts you intend to keep
- Within 30 days of the case being filed, you should attend the Financial Management Course for people who file bankruptcy
- Attend the Meeting of Creditors hearing usually scheduled around 30 days after your case is filed
- Execute any reaffirmation agreement needing to be filed
- In most cases, the discharge order is granted about 65 days after the 341 hearing.
- Court issues an Order Closing case about 70 days after the case is set for the 341 Meeting of Creditors
Contact the Law Offices of Brad A. Woolley
at 574-583-6411 or 1-800-756-0711
